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Matthew Chaplin
Effective 17 September 2026
These Terms of Service (“Terms”) are a binding agreement between you and Picksmith (“we”, “us”, “our”) for use of picksmith.co, subscriber accounts, research tools, optional brokerage connections, and related email delivery. By registering, subscribing, or using the service, you agree to these Terms and our Privacy Policy and Refund Policy.
Picksmith is a portfolio management and research tool for self-directed investors. Members can track holdings (including an optional read-only brokerage connection), screen and compare stocks, use calendars and calculators, and work through everyday portfolio tasks in one place.
Alongside those tools, Picksmith is also a subscription-based digital publication that provides general informational and educational research about publicly listed companies. Content is written in an editorial, newsletter format for a general audience.
Picksmith does not:
Any company names, scores, charts, holdings displays, or commentary are opinion and analysis for learning purposes only, or informational snapshots of data you already hold elsewhere. You must make your own independent decisions and, where appropriate, consult licensed professionals before investing.
Nothing on Picksmith, including weekly issues, scores, archives, emails, sample content, My Holdings, or linked brokerage data, should be construed as a recommendation or solicitation to buy, sell, or hold any security, or as tailored advice for your circumstances. We do not take into account your objectives, financial situation, risk tolerance, or needs. Past performance discussed in our research is not indicative of future results.
Picksmith is not registered with the U.S. Securities and Exchange Commission or any state securities regulator as a broker-dealer or investment adviser. If you require regulated advice, you should seek a qualified professional in your jurisdiction.
You may optionally connect a brokerage account so My Holdings can show a read-only snapshot of positions, balances, and related account activity. Brokerage links are provided through SnapTrade, a third-party connectivity service. You authorize SnapTrade (and, through SnapTrade, your brokerage) to share that data with Picksmith for display in the service.
Your subscription fee pays for access to digital editorial content and research tools only, not for trading services, portfolio management, or personalised advice. Optional brokerage connections do not change what you are purchasing.
Paid subscriptions are sold by Picksmith and processed through PayPal as our payment provider. PayPal handles secure checkout and recurring billing for your subscription. Your PayPal receipt shows the charge; Picksmith is the seller of the digital subscription service.
You agree not to:
Reports, branding, layout, and other materials are owned by Picksmith or licensors. Your subscription grants a personal, non-exclusive, non-transferable licence to view content while your account is active and in good standing. No other rights are granted.
The service and all content are provided “as is” and “as available”. We do not warrant accuracy, completeness, timeliness, or fitness for a particular purpose. Market data, brokerage data from SnapTrade or your broker, and other third-party information may contain errors or delays.
To the fullest extent permitted by law, we disclaim all warranties, express or implied. You use Picksmith at your own risk.
To the fullest extent permitted by law, Picksmith and its operators, contributors, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any trading or investment losses, lost profits, or lost data arising from your use of (or inability to use) the service or reliance on any content, including My Holdings or linked brokerage data. Our total liability for any claim relating to the service is limited to the greater of (a) amounts you paid for the subscription in the twelve months before the claim, or (b) USD $50.
Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the maximum extent permitted by law.
You agree to indemnify and hold harmless Picksmith from claims arising out of your misuse of the service, violation of these Terms, or investment or trading decisions you make.
We may update these Terms or the service. Material changes will be posted on this page with an updated effective date. We may suspend or terminate access for breach of these Terms. You may stop using the service at any time.
Questions about these Terms: support@picksmith.co or our contact form.
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