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    How We Protect Your Data

    Effective 27 September 2026

    Picksmith lets you optionally connect a brokerage account so My Holdings can show live positions instead of only manual entries. You can also continue with SnapTrade to create or sign in to a Picksmith account. Here is exactly how that connection works, what we can see, and what we cannot. This page covers brokerage integrations specifically; see our full Privacy Policy and Terms of Service for complete details.

    We never ask for your brokerage username or password

    Brokerage links go through SnapTrade. You sign in on SnapTrade's secure portal and pick a supported brokerage (Schwab, Fidelity, E*TRADE, and others). Picksmith never receives or stores your brokerage username or password.

    Read-only use

    Picksmith's SnapTrade connection is built for read-only access: we request positions, balances, cash, net liquidation, and related activity history needed to display them in My Holdings and for performance context. We do not place trades, move funds, or withdraw money. There is no flow in Picksmith to grant trading permissions, and we do not initiate trades or transfers on your behalf under any circumstance.

    How credentials are stored

    SnapTrade user identifiers and secrets are encrypted at rest with Fernet (keyed from a server secret) before they are written to our database. We store only what is needed to reconnect and sync: provider, encrypted credentials, account identifier, a short key hint (for example the last few characters), and last-sync metadata. We do not store plaintext credentials.

    We also keep a cached snapshot of holdings and activity data from SnapTrade so My Holdings and Trade History can load quickly. That cache is for powering the product while your connection is active. It is not sold or shared with advertisers.

    Data in transit

    Connections to SnapTrade and to Picksmith use encrypted (TLS) transport.

    Revoking access

    You can disconnect a brokerage from Account → Broker connections. Disconnecting deletes the encrypted credentials and related broker cache from Picksmith immediately, so we retain no ongoing ability to read that account through our systems.

    Disconnecting Picksmith does not automatically revoke access at SnapTrade or at your brokerage. Also disconnect the link in SnapTrade (and at your broker if they offer that) if you want access removed at the source.

    What else we store for My Holdings

    If no broker is connected, My Holdings uses the buy/sell transactions you enter manually. We use holdings data to show your portfolio and compare performance with the S&P 500. We do not sell this data or share it with advertisers.

    Third parties involved

    • SnapTrade (SOC 2 Type II, per SnapTrade's public security page)

    Reviewing SnapTrade's own security and privacy pages is a reasonable step before connecting or continuing with SnapTrade.

    Questions or concerns

    Email support@picksmith.co or use the contact form. If you believe your account has been compromised, disconnect the broker on Account immediately, revoke access in SnapTrade and at your brokerage, and contact us.

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