Stephen D. Steinour
Summary
Stephen D. Steinour has served as Huntington Bancshares’ Chairman, President and Chief Executive Officer since January 14, 2009. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001308179-25-000044/hban013277-def14a.htm?utm_source=openai))
Biography
Steinour joined Huntington in 2009 after serving as managing partner at CrossHarbor Capital Partners. Earlier in his career, he held senior positions at Citizens Financial Group, Fleet Financial Group and Bank of New England, and began his career as an analyst at the U.S. Treasury Department before working at the FDIC. ([huntington.com](https://www.huntington.com/About-Us/ExecutiveManagementTeam/stephen-d-steinour?msockid=3290db85bfb16b9f2817cd64be2c6a4c&utm_source=openai)) At Citizens, Steinour held responsibilities spanning credit, risk management, wholesale and regional banking, consumer lending, technology and operations; he became president in 2005 and CEO in 2007. He holds a bachelor’s degree in economics from Gettysburg College and completed Stanford Graduate School of Business’ Executive Program in Leadership. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-19-066291/d637719ddef14a1.pdf?utm_source=openai))
Notable achievements
- Has led Huntington as chairman, president and CEO since January 2009. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001308179-25-000044/hban013277-def14a.htm?utm_source=openai))
- Oversaw Huntington’s 2021 merger with TCF Financial, creating a larger regional bank and expanding Huntington’s geographic footprint. ([ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members?utm_source=openai))
- Led the company through the 2025 Veritex acquisition and the February 2026 Cadence merger, expanding Huntington into Texas and additional Southern markets. ([sec.gov](https://www.sec.gov/Archives/edgar/data/49196/000004919626000015/hban-20251231.htm?utm_source=openai))
- Under his leadership, Huntington reported 2025 net interest income of $6.0 billion, up 12% from 2024, and net income attributable to Huntington of $2.281 billion. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0000049196-26-000015/hban-20251231.htm?utm_source=openai))
Problem areas / controversies
- Huntington disclosed that integrating TCF could be more costly, time-consuming or difficult than expected; acquisition-related technology, professional-services and other expenses rose materially during the integration period. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0000049196-22-000023/hban-20211231.htm?utm_source=openai))
- The Cadence transaction was a large, all-stock acquisition valued at approximately $8.1 billion based on Huntington’s January 30, 2026 closing price, creating substantial integration and execution demands. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0000049196-26-000015/hban-20251231.htm?utm_source=openai))
- The company’s rapid expansion through Veritex and Cadence increases operational complexity and places continued pressure on management to preserve credit quality, capital strength and operating efficiency. This is a disclosed execution risk rather than a finding of misconduct. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0000049196-26-000015/hban-20251231.htm?utm_source=openai))
- Public company filings and executive biographies reviewed did not identify a major personal controversy or individual regulatory enforcement action involving Steinour; the clearest disclosed challenges concern merger execution and integration. ([ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001308179-25-000044/hban013277-def14a.htm?utm_source=openai))